Special Savings Account

Flexible Savings Designed to Help You Achieve More

Who Can Open This Account?

The Special Savings Account is designed for customers who want the flexibility of a savings account combined with the convenience of everyday transaction access. It offers competitive interest earnings while allowing customers to manage payments, make third-party transactions, and enjoy the added convenience of a customized cheque book.

To open a Special Savings Account, applicants are required to provide:

  • Minimum opening deposit of 6.73 XOF
  • Two recent passport-sized photographs
  • Valid identification document, including:
    • National ID
    • International Passport
    • Driver’s License
    • Voter’s ID
  • Resident permit (for non-residents)
  • Two references or an introduction letter from the current employer
  • Proof of residential address or a completed visitation report
  • Minimum Daily Balance – Maintain a minimum balance of 6,665 XOF
  • Third-Party Payments – Make third-party payments through non-clearing cheques up to 13.45 XOF
  • Withdrawal Flexibility – Enjoy up to 3 withdrawals per month; exceeding this limit results in forfeiture of interest for that month
  • Attractive Interest Rate – Earn 6% per annum on balances of 1.3M XOF
  • Cheque Book Access – Use a customized non-clearing cheque book for convenient withdrawals
  • Flexible Online Banking – Access and manage your account with real-time banking services through our branches nationwide
  • Loan Access – Qualify for loan facilities based on account activity and eligibility criteria
  • ATM Card Access – Withdraw funds conveniently anytime using your ATM card