Treasury Bills

Secure Government-Backed Investments with Reliable Returns

Who Is This Investment For?

Treasury Bills are short-term government securities purchased through the Bank on behalf of customers seeking a secure and predictable investment option. They are suitable for individuals and businesses looking to preserve capital, earn stable returns, and invest with confidence through a low-risk financial instrument.

To invest in Treasury Bills, customers are required to provide:

  • Proof of an existing account with the Bank
  • Completed Treasury Bill application forms, including:
    • Investment purpose
    • Preferred investment tenure
    • Amount to be invested
  • Valid identification, including:
    • National ID
    • International Passport
    • Driver’s License
    • Voter’s ID
  • Bank-assisted bidding, where the Bank manages the bidding and purchase process on behalf of the customer
  • Pre-funded investment requirement, ensuring the customer’s account is fully funded before the transaction is processed
  • Flexible investment periods with options of 90 days, 180 days, or 365 days
  • Roll-over option to reinvest the principal and accrued interest upon maturity
  • Tax compliance with 15% withholding tax applied on interest earned at maturity
  • Minimum investment requirement of 1.35M XOF