Salary Account

Simplified Banking Designed for Salary Earners

Who Is Eligible?

Our Salary Account is designed for individuals who receive regular monthly salaries and want a convenient way to manage their income, payments, and everyday financial needs. With easy access to essential banking services, this account provides a reliable foundation for effective money management.
A minimum opening deposit of 2,665 XOF is required to activate the account.

To open a Salary Account, applicants are required to provide:

  • Two recent passport-sized photographs
  • Valid means of identification, including:
    • National ID
    • International Passport
    • Voter’s ID
    • Driver’s License
  • Proof of residential address or a completed visitation report
  • Initial deposit of 2,665 XOF
  • Two references or an introduction letter from the employer
  • Resident permit (for non-residents)
  • Free Cheque Book – Receive a cheque book at account opening for convenient transactions
  • Salary Advance Access – Access short-term funds against your salary when needed
  • Nationwide Online Banking – Manage your account and access banking services across any branch location
  • Loan Eligibility – Become eligible for loan facilities after maintaining three consecutive months of salary deposits
  • Flexible Loan Repayment – Enjoy repayment periods of up to 12 months on approved facilities
  • Competitive Interest Rates:
    • 25% per annum on salary overdrafts
    • Prime rate + up to 5% on approved loans
  • Management Fee – A one-time, non-refundable fee of 2% applies to the approved facility amount
  • Commission on Turnover (COT) – 0.08 XOF per mille charged on the total monthly overdrawn balance