Personal Savings Account

Build Your Savings with Secure and Rewarding Growth

Who Can Open This Account?

Our Personal Savings Account is designed for individuals who want a secure and convenient way to save, earn interest, and manage their finances effectively. Whether you are building savings for future plans, preparing for a major purchase, or creating a financial safety net, this account helps you stay in control of your money.

To open a Personal Savings Account, applicants are required to provide:

  • Minimum opening deposit of 4.05 XOF
  • Two recent passport-sized photographs
  • Valid identification document, including:
    • National ID
    • International Passport
    • Driver’s License
    • Voter’s ID
  • Completed Know Your Customer (KYC) form
  • Resident permit (for non-residents)
  • Tiered interest rates, allowing higher savings balances to earn greater returns
  • Semi-annual interest payments credited in June and December
  • Unlimited withdrawals, providing convenient access to your funds whenever needed
  • ATM card access for easy withdrawals and account management
  • Nationwide banking access through our branch network
  • Instant SMS notifications to keep you informed of account activity
  • No hidden charges, with no one-off or recurring fees except for replacement items such as passbooks